The basics of investing are easy…
- Save early & often
- Invest for the long term in a diversified portfolio
- Minimize taxes & fees
… But the details can be complicated:
- How much do I need to retire?
- Is now the right time to invest?
- How do I balance short and long-term goals?
- When should I begin Social Security?
- What if I live or work overseas?
The Bad News:
Investing isn’t easy. Even smart, successful people struggle with the task. Schools teach algebra—not financial literacy. Financial media regularly promote outliers and fads--nudging people to trade more often, and with less information. Our brains evolved to help us forage for food and avoid predators, not calculate compound interest. Our emotions frequently get the better of us. All these factors frustrate our efforts to plan for the long term.
The Good News:
Successful investing is more about temperament than I.Q. Patience and discipline matter more than market insight.
A good advisor in your corner can make all the difference.
That’s Where Bristlecone Comes In.
We’re here to help you.
We’re experienced, fair, and candid. We’re also a fiduciary—obligated to put your interests ahead of our own. Whether you are a do-it-yourself investor, or currently work with an advisor and just want a second opinion, we invite you to learn more about Bristlecone and see how we can help you on your journey.